Personal Finance Options

Hire Purchase (Own the vehicle once all payments made)

Pay a deposit (usually between 10% and 50% of vehicle cost) then monthly payments for an agreed period (between 24 and 60 months) to clear the balance.

Personal Contract Hire (Return the vehicle once all payments made)

Pay an initial rental (usually equal to 3 or 6 of the monthly payments) then monthly payments for an agreed period (between 24 and 60 months) then return the vehicle, subject to mileage and condition limitations.

Personal Contract Purchase (Return or opt to purchase or trade-in at end of agreement)

Pay an initial rental (usually equal to 3 or 6 monthly payments) then monthly payments for an agreed perod ( between 24 and 60 months) then either return the vehicle, subject to mileage and condition limitations or trade-in or purchase for the previously agreed value.

If you are a VAT registered UK Business then you may wish choose a more tax effective form of finance, please look at our Business Options page.